3699 Moca Drive , Saint Cloud, FL 34772

$460,000
New to the Market
BEDS4 BATHS3 full SQUARE FEET2,820 MLS#O6418854
MAP LISTING
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772

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3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772
3699 Moca Drive , Saint Cloud, FL 34772

Property Description

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over 1/4 acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining.Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.Upon entry, you'll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room-perfect for a second family room, game room, media space, or play area.The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12-ideal for gatherings and entertaining.This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system.Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud's sought-after communities

3699 Moca Drive | MLS# O6418854

This single family home located at 3699 Moca Drive , Saint Cloud, FL 34772 is currently listed for sale with an asking price of $460,000. This property was built in 2017 and has 4 bedrooms and 3 full baths with 2820 sq. ft. Moca Drive is located in the WHALEYS CREEK subdivision. Search WHALEYS CREEK real estate on berkeley.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Electric
Home Style: Traditional
Lot Size: 0.27 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $4,292
Year Built: 2017
Square Feet: 2,820

Amenities

Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Walk-In Closet(s)
Window Treatments
Rain Gutters
Sidewalk
Sliding Doors

Feature Descriptions

Additional Rooms: Formal Living Room Separate, Inside Utility, Loft
Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
Association Amenities: Playground, Pool
Community Features: Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Street Lights
Directions: Head south on Canoe Creek Road. Turn Left onto Whaleys Creek Blvd. Make a right at the roundabout, then left at the next stop sign onto Moca Dr, The house will be on your right.
Energy Efficient: Insulation, Windows
Exterior: Block, Stucco
Fencing: Vinyl
Flood Zone Code: X
Flooring: Carpet, Ceramic Tile
Foundation: Slab
Frontage Pond: 200
Garage Dimensions: 21x20
HOA Fee: 99/ Monthly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Cleared, Corner Lot, Oversized Lot, Sidewalk
Lot Dimensions: 0.27
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Patio/Porch: Covered, Front Porch
Pets Allowed: Yes
Pets Restrictions: The buyer/buyer agent is responsible for confirming all information with the HOA. Buyer must verify with HOA for rules and regulations.
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Sentri Lock Box, Appointment Only, ShowingTime
Special Sale Provisions: None
Utilities: BB/HS Internet Available, Public
Vegetation: Fruit Trees
Water: Public
Water Access Y/N: No
Waterfront Features: Pond
Water View: Pond
Windows: Double Pane Windows, Thermal Windows
Zoning: R-1

Room Sizes

Living Room: 13x13
Kitchen: 13x15
Family Room: 13x20
Dining Room: 13x13
Laundry: 10x9
Bedroom 2: 13x11
Bedroom 3: 13x13
Bedroom 4: 14x12
Bonus Room: 21x20

Listed By / Shown By

Listed By

Agency Name: COLDWELL BANKER REALTY
Agency Contact: 407-696-8000

Shown By

Agent Name: Berkeley Hoflund
Agent Phone:
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 2,832.38 per month $2,340.55 Principal & Interest $357.67 Property Tax $134.17 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/23/2026. The listing information on this page last changed on 06/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 06/23/2026 12:06:20 AM EST) or GAMLS (last updated Mon 06/22/2026 11:15:14 PM EST) or Stellar MLS (last updated Mon 06/22/2026 11:59:00 PM EST) or SPC MLS (last updated Mon 06/22/2026 11:20:23 PM EST) or Martin MLS (last updated Mon 06/22/2026 11:38:10 PM EST) or Indian River MLS (last updated Mon 06/22/2026 11:30:13 PM EST) or Daytona MLS (last updated Mon 06/22/2026 11:36:44 PM EST) or Northeast Florida MLS (last updated Mon 06/22/2026 11:59:01 PM EST) or Beaches MLS (last updated Mon 06/22/2026 11:56:39 PM EST) or BORMLS (last updated Mon 06/22/2026 11:14:59 PM EST) or Amelia/Nassau MLS (last updated Mon 06/22/2026 11:25:13 PM EST) or Dixie Gilchrist Levy MLS (last updated Mon 06/22/2026 11:42:13 PM EST) or NFLMLS (last updated Mon 06/22/2026 9:04:40 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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